"I Can Afford College" - Financial Aid Office

In-Person OPEN HOUSE at the Ohlone's FREMONT Center: Sat., August 7, 10am-1pm
Explore the Ohlone College Fremont campus, learn about course offerings, and connect with faculty and staff, during this FREE open house event. Open to the general public. Event is free, but registration is required. Find out more and register today at: www.ohlone.edu/openhouse.


In-Person AND Virtual Student Support Available Now Available Monday-Thursday! 
Access Admissions & Records, the Cashier, Financial Aid, Student Onboarding, Placement & Application Assistance, Student Accessibility Services (SAS), EOPS, International Programs, and the VP of Student Services. Note: Counseling Services and the Office of Student Life Available Virtually Only. Find out more.

Created by the California Community Colleges Chancellor's Office, the "I Can Afford College" website helps students find financial aid. "Find the $5K" is the current sweepstakes promotion being offered.

Find the $5K - icanaffordcollegepr.com

To enter the sweepstakes and get more information, go to www.icanaffordcollegepr.com.

Building Futures through Financial Literacy - Money Matters Series

Clothing Budget

The Bureau of Labor Statistics estimates that the average American spends About $1,800 on clothes each year. That's $150 a month! $150 could cover the monthly payment on $12,000 student loan.

Red Sale tag.Some ways to save on clothing expenses include buying…

  • Clothes that do not need to be dry cleaned
  • At thrift stores - you'd be surprised at the quality clothing available
  • Clothes on sale or clearance
  • Items that can easily be mixed to match with other clothes

Lots of credit cards lined up like dominoes forming a dollar sign.The Four C's of Credit

Capacity - Capacity is the ability to repay loan. Lenders want to know the borrowers:

  • Debt level
  • Income sources
  • Length of employment

Character - Will the borrower repay the Loan? The lender looks at his or her:

  • Types and amounts of credit used
  • Timely payment bills

Collateral - Is something of value that the borrower agrees to surrender if the loan is not repaid.

Capital - Capital is another word for the borrower's accumulation of wealth, measures in terms of: Net worth Other assets that could be used to repay the debt.

Brown paper lunch bag with sticky not: I'm saving $750 a year - or more!A $750 Lunch?

What's the value of your lunch? Get this: if you ate homemade lunches instead of buying them, you could expect to save at least $5 a day. Do this three times a week and you'll save at least $15. Practice this routine 50 weeks a year and the savings build to $750.

If you applied that $750 toward credit card payments, you would not only reduce your balcance dramatically, you'd also save on accumulated interest. Now, that's a real value.

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