Ohlone College offers Long Term Disability to all of its eligible employees. Long Term Disability insurance pays a monthly benefit in the event of long-term illness or injury. There is a 90-day waiting period before benefits begin, and the plan pays up to two-thirds of your monthly income (with a cap). You do not need to enroll for this plan; your coverage is automatic and provided at no cost to you. The benefits under this plan are taxable, plus other forms of income may reduce the LTD benefits you receive.
Your Long Term Disability policy is based on your employee group (i.e. Classified, Faculty, and Management/Confidential).
Available Long Term Disability Plans
Management and Confidential
- The UNUM LTD Summary of Benefits, Management and Confidential (PDF) provides benefit highlights as well as basic terms and conditions.
- The UNUM LTD Evidence of Coverage, Management and Confidential (PDF) provides more detailed information regarding the plan including claim information, general provisions, and beneficiary payments.
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